01 Custody
Who holds the money when affiliates get paid?
Nobody holds it but you. PromoteKit generates a payouts CSV. You upload it to your own PayPal Business or Wise Business account, and the money goes from you to your affiliate. Their pricing page says no transaction fees on any plan, and their payouts docs describe no other route.
That is the principle AffiliateRail is built on too. The difference is who does the work. On PromoteKit you run the upload every payout. On AffiliateRail the run is scheduled from the $59 plan and you approve it.